Florida Mortgage Solutions - Solid Rock Mortgage

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From the Truth about Mortgages Series
Is Your ARM About to Break Your Bank?
By Robert D. Ashby, CMPS
Solid Rock Mortgage

PEMBROKE PINES, FL – With the economy moving strongly forward, inflation is on the rise – which also means that home loan rates are on the rise. With over two trillion dollars in Adjustable Rate Mortgage (ARM) loans set to start adjusting in the next two years, many homeowners are going to be shocked when their payment adjusts.

Most consumers are unaware of the fact their rate and their payments are getting ready to increase dramatically. And unfortunately, there are also cases where the consumer may be unaware they even have an ARM, let alone that it is getting ready to adjust very soon. Many economists are concerned that when the payments start to increase, it will have a massive impact on consumer spending…which in turn, will impact the US economy as a whole.

Homeowners need to be made aware of the facts surrounding these issues as soon as possible, so that they can evaluate their options and make good decisions for their future.

Robert D. Ashby, Florida’s first Certified Mortgage Planning Specialist (CMPS), is a local mortgage industry expert who is prepared to discuss these issues and potential solutions for homeowners in the state of Florida. Mr. Ashby can be reached at (954) 432-3450 or by visiting www.solidrockmortgage.com.

About the author:  Robert D. Ashby is President of Solid Rock Mortgage, a licensed Mortgage Brokerage Business in the state of Florida.  He has been in the financial services business since 1998 and obtained his Series 6 and 63 Securities Licenses as well as Life and Health Insurance Licenses in the state of Virginia.  He moved to Florida in 2002 and decided to focus solely on mortgages, obtaining his Mortgage Broker License for Florida in 2003 and then opening Solid Rock Mortgage in 2004.  He has become Florida’s first Certified Mortgage Planning Specialist and Florida’s Debt and Equity Management Expert.




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